Generate a sustainable bitcoin yield flow.

Allocate a portion of your treasury to back the insurance operations of licensed carriers. Participate in the profits of the bitcoin insurance market and earn a sustainable, transparent yield on your bitcoin.

The Investor Advantage: Why Allocate to Resolvr ILS?

Uncorrelated Returns

Escape crypto market volatility. ILS returns are driven by natural events and standard insurance risk, which have zero correlation to bitcoin price action or DeFi lending cycles.

Real-World Yield

Earn yield derived from actual insurance premiums. This is a share of the profitable global reinsurance market, not inflationary token rewards.

Bitcoin-Native

Invest bitcoin and receive the coupon and principal in bitcoin. Your capital stays in the asset you believe in, while working to generate more of it.

Radical Transparency

Unlike traditional reinsurance funds, Resolvr ILS utilizes on-chain covenants. You can cryptographically verify that your collateral is held in the correct reserve address at all times.

Atomic Liquidity

Tokenized ILS notes can be traded on secondary markets or peer-to-peer using atomic swaps, offering superior liquidity to traditional multi-year reinsurance contracts.

Automated "Smart" Payouts

Our platform uses Simplicity smart contracts and independent oracles to automate the payment waterfall. When a premium is paid, you get your share instantly.

A Frictionless Investment Journey

We guide you from idle capital to active yield with clarity and ease.

1

Discover & Analyze

Find available risk tranches on regulated platforms. Review the prospectus, expected loss models, and yield targets.

2

Atomic Investment

Select your allocation and perform a single, atomic transaction swapping L-BTC for the specific ILS Token.

3

Automated Yield

Premiums collected from the insurance sponsor are automatically routed to your wallet as coupon payments.

4

Redeem or Trade

At maturity, the principal is unlocked and returned. Need liquidity sooner? Swap your ILS token on the secondary market.

Put your treasury to work.

See the compounding potential of allocating a portion of your idle bitcoin holdings to a diversified ILS portfolio.

₿
4% (Low Risk) 8.5% 15% (High Risk)

1-Year Projected Performance

Yield Generated

+8.50 BTC

Total Position

108.50 BTC

*Projections are estimates based on historic ILS market performance. Past performance is not indicative of future results.

Become a Resolvr Treasury Partner

Ready to professionalize your bitcoin treasury and access the $40T reinsurance market?

Schedule a Call

Frequently Asked Questions

Everything you need to know about investing in Resolvr ILS

The Fundamentals

Unlike traditional reinsurance where capital is wired to a trustee-managed bank account, your bitcoin is held in a smart contract on the Liquid Network. Specifically, the funds are locked in a programmatic escrow enforced by SimplicityHL code. The capital is strictly bound by the contract's logic: it can only be moved to the investor (upon maturity/redemption) or to the cedent (if a verified disaster occurs). This eliminates the need for a central custodian to hold the funds, offering near-zero counterparty risk regarding the safety of the collateral.

The yield is derived entirely from insurance premiums, not from crypto-lending, staking, or inflationary token emissions. Global insurers and corporations pay significant premiums to transfer the risk of catastrophic events (like hurricanes or earthquakes) to the capital markets. As an investor, you are acting as the reinsurer. You provide the collateral to back these risks, and in exchange, you receive the premiums paid by the coverage buyer. This results in a yield that is structurally uncorrelated to bitcoin price action or interest rates.

The product is bitcoin-native. You invest in L-BTC (Liquid Bitcoin), and both the coupons (premiums) and the principal repayment are denominated and settled in L-BTC. This allows you to eliminate currency risk and keep your capital in the asset you believe in.

Access & Eligibility

Due to the regulatory nature of securities and insurance, this product is available only to accredited and institutional investors who have been whitelisted by Resolvr. While the ILS is unilaterally redeemable for L-BTC upon maturity, the issuance and movement of the ILS before then is gated and permissioned by Resolvr. You must undergo a standard KYC/AML process to be authorized to participate in the primary issuance or secondary trades.

Technology & Security

Resolvr ILS is built on the Liquid Network, a Bitcoin sidechain, using SimplicityHL (High-Level Simplicity). This differs from EVM-based platforms (like Ethereum) in two critical ways:

  1. Safety & Auditability: Simplicity is designed to be formally verifiable, significantly reducing the risk of bugs, hacks, or "rug pulls" common in Solidity-based contracts.
  2. bitcoin-Native Architecture: The contract uses a UTXO-based model (similar to Bitcoin) rather than an Account model. This allows for precise state management where the token supply and the backing collateral are mathematically linked and move in lockstep, ensuring the token supply always matches the backing collateral.

Payouts are not decided by a human claims adjuster but are automated via an Oracle. The specific conditions (e.g., "Wind speed > 130mph in Florida") are pre-coded into the Note. A designated "Claim Oracle" (a trusted third party or federation) broadcasts signed data to the network. If the data confirms a trigger event occurred within the coverage window, the Simplicity smart contract automatically permits the Claim Payout transaction, moving collateral to the insurer. This makes the payout unstoppable and self-enforcing.

Risk Profile

While we eliminate financial counterparty risk through full collateralization, this is a risk-bearing investment. The primary risks are:

  • Principal Loss (Insurance Risk): If the defined catastrophe occurs (e.g., a major hurricane), the smart contract will liquidate your collateral to pay the insurer. You could lose some or all of your principal.
  • Liquidity Risk: While we offer secondary market trading via atomic swaps, market liquidity is not guaranteed. You may need to hold the token until maturity.
  • Model Risk: The premiums are priced based on catastrophe models. These models are probabilistic and may not perfectly predict the frequency or severity of future weather events.

Your assets are safe. Because the arrangement is structured as a decentralized smart contract on the Liquid blockchain, the custody of funds is not dependent on Resolvr's continued existence. The Redemption path is hard-coded to allow token holders to burn their tokens and reclaim their bitcoin collateral after the Expiry Date, regardless of Resolvr's operational status.

Liquidity

Yes. Unlike traditional private reinsurance contracts which are illiquid, the ILS is issued as a token on the Liquid Network. This enables peer-to-peer trading. You can sell your position to another whitelisted investor using an atomic swap, a single, instantaneous transaction where the ILS token and the bitcoin payment are exchanged simultaneously. This eliminates settlement delays and settlement risk.

About Resolvr

Resolvr is bridging the global insurance market to bitcoin, making both systems more stable, secure, and capital-efficient.

We provide essential risk management infrastructure for every participant in the bitcoin ecosystem through bitcoin-native insurance technology.

Discover what you can do with Resolvr.

What Sets Us Apart

  • Bitcoin-denominated insurance infrastructure
  • Real-time, cross-border payments and settlements
  • Automated premium allocation and distribution
  • Tokenized insurance products on bitcoin rails
  • Backed by leading bitcoin-focused venture capital
Learn more at resolvr.io